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    846 Broadway
    W. Cape May, NJ 08204

    PHONE 609-884-1888
    FAX 609-898-1944

    www.HomeSteadRealEstate.net
    © 2008 HomeStead Real Estate
    Company Inc.

    Member Vacation Rental Management Association
    HomeStead Real Estate
    Travel Insurance FAQs

    (Frequently Asked Questions)
    Page 1 of 3

    Cape May Sunset

    Q. Why should I purchase travel insurance for my vacation?

    A. You've saved, you've waited, and now you're all set to go on vacation. Preparing for your trip includes covering yourself for unfortunate occurrences that threaten to interfere with even your best-laid plans. By purchasing travel insurance, you can insure yourself for covered cancellation penalties, medical costs, baggage delays, as well as gain access to a wide range of traveler's assistance services.

    Did you know that travel insurance could cover you if:

  • Someone in your immediate family has an illness or injury, even if they aren't scheduled to travel with you.
  • You become ill and can't travel or your child comes down with the chicken pox and you are quarantined.
  • Weather prevents you from leaving home and reaching your destination.
  • A family member back home passes away and you must return from your vacation early.
  • Your luggage is delayed by the airline.
  • You twist your ankle and must visit a physician while traveling.
  • Many other unforeseeable events as listed in the Description of Coverage.
  • Q. What does it cover?

    A.
    The travel insurance plan offered includes coverage for the following:

    Trip Cancellation & Interruption: Trip Cost
    Covers your trip investment if you must cancel or interrupt your trip for covered reasons such as sickness, injury or death to you, your traveling companion or an immediate family member; severe weather; required to serve jury duty; military duty; employer terminations, layoffs or job transfers; acts of terrorism; strike; involved in or delayed by a traffic accident en route to your departure; named hurricane causing cancellation of travel to the Insured's Destination that is inaccessible or ininhabitable.

    $400 Trip Delay:
    Reimbursement (up to $100 a day) for additional expenses incurred when you are delayed (i.e., hotel, rental car).


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