Q. Why should I purchase travel insurance for my vacation?
A. You've saved, you've waited, and now you're all set to travel. Preparing for your trip includes covering
yourself for unfortunate occurrences that threaten to interfere with even your best-laid plans. By purchasing
travel insurance, you can insure yourself for covered cancellation penalties, medical costs, as well as gain
access to a wide range of traveler's assistance services.
Did you know that insurance plan could cover you if:
Someone in your family has an illness or injury, even if they aren't scheduled to travel with you.
You become ill and can't travel or your child comes down with the chicken pox and you are quarantined.
You or a traveling companion loses their job and they’ve been with their employer for at least one year.
Weather prevents you from leaving home and reaching your destination.
A family member back home passes away and you must return from your vacation early.
Your luggage or sports equipment is lost or delayed by the airline.
You twist your ankle and must visit a physician while traveling.
Many other unforeseeable events as listed in the Description of Coverage.
Q. What are the coverages?
A. Trip Cost - Trip Cancellation & Interruption (covers trip costs up to $100,000) Per Booking Coverage
Covers your trip investment if you must cancel or interrupt your trip for covered reasons such as sickness,
injury or death to you, traveling companion, family member, business partner or service animal; inclement
weather; mechanical break down of a common carrier, being subpoenaed or required to serve on jury duty,
being called into active military service or having leave revoked or being reassigned, involuntary
termination or layoff of employment or if your principal residence or destination is made uninhabitable..
$600 - Trip Delay ($200 per day) Per Person Coverage
Reimburses for the purchase of essential items (i.e. meals, hotels, etc.) if delayed for 12 or more hours
because of a carrier caused delay, lost/stolen passport, travel documents or money, quarantine, natural
disaster, injury or sickness of the insured or a traveling companion.
$1,000 - Baggage Delay ($200 per day) Per Person Coverage
If your baggage is delayed for more than 12 hours, you will be reimbursed for the purchase of essential
items (i.e. clothing, toiletries, etc.)
$1,000 - Baggage, Sportsman Equipment and Personal Effects Per Person Coverage
Reimburses you if your baggage is lost, stolen, or damaged while on your trip.
$25,000 - Medical Expense ($1,000 Dental) Per Person Coverage
Covers emergency medical expenses incurred while traveling; includes emergency dental treatment.
$500,000 - Emergency Evacuation & Repatriation of Remains Per Person Coverage
Covers evacuation and transportation to the nearest adequate medical facility (or home in the event of death
or if medically required) as well as a medical escort if deemed necessary.
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